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SMS, MMS, and WhatsApp Pricing

Understand how messaging is billed, what affects pricing, and how to track your costs

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Written by Valeriia Volobrinskaia
Updated today

Messaging in CloudTalk is always billed separately from your calling plan. This article explains how SMS, MMS, and WhatsApp messages are charged and what affects their cost.

User level: Admin


SMS, MMS, and WhatsApp messages are not included in your subscription.

All messaging is charged from your account credit based on usage.

This means:

  • Every message you send has a cost

  • There are no included message bundles in standard plans

  • Messaging will stop if your credit balance runs out

How messaging is billed

Messaging follows a simple usage-based model:

  • You are charged per message

  • Charges are deducted from your prepaid credit balance

  • Pricing depends on the destination country and message type

This applies to SMS, MMS, and WhatsApp.

SMS and MMS pricing

Per-message billing

SMS and MMS are billed individually. Each message is charged based on the recipient’s country.

Message fragments (important)

SMS messages are billed in fragments, where one fragment equals up to 160 characters.

  • Messages longer than 160 characters are split into multiple fragments

  • Each fragment is billed separately

  • Inbound messages are charged at $0.008 per fragment

Messaging rates vary by country. For a full list of SMS pricing by destination, contact Support or your account manager or refer to your pricing agreement.

SMS availability and reachability

Not all CloudTalk numbers support SMS, and message delivery may vary depending on the country and carrier.

  • Some numbers are SMS-capable only for domestic messaging

  • Some countries do not support international SMS delivery

  • In certain cases, messages may be filtered or the sender ID may be changed

WhatsApp pricing

Requirements

To use WhatsApp in CloudTalk:

  • You must be on the Expert plan

  • Your account must have at least 3 users (seats)

  • WhatsApp must be activated via the dashboard setup

How pricing works

  • WhatsApp messages are charged at a fixed rate of $0.01 per message, for both inbound and outbound messages

  • Charges are deducted from your CloudTalk credit balance

US SMS compliance (A2P 10DLC)

If you send SMS messages to US numbers, you must comply with A2P 10DLC regulations.

What is A2P 10DLC

A2P (Application-to-Person) 10DLC is a US messaging standard required by carriers to:

  • Reduce spam

  • Improve message deliverability

  • Ensure sender transparency

How to register

You need to register your messaging use case through CloudTalk.

This typically includes:

  • Business verification

  • Campaign details (what messages you send and why)

  • Approval from carriers

⚠️ Why registration is required

Without A2P 10DLC registration, all SMS sent to US numbers from a CloudTalk number with the +1 country code will be blocked.

To learn more, see the guide on registering US numbers for A2P 10DLC messaging.

How to track messaging charges

You can monitor your messaging usage and costs in two ways.

Credit movement export

Download the Credit Movement export to review a detailed breakdown of your messaging charges. This includes:

  • Individual message charges

  • Date and time of each message

  • Destination numbers

  • Cost per message

This is the most accurate way to verify how your messaging usage is billed.

Messages report in Analytics

Use the Messages report to track:

  • Total messages sent

  • Usage trends

  • Activity by user or number


Need help or have a question? Just reach out through our Support portal — we’re here for you.

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